Calculate the value of the annuity due without a table. (Do not round intermediate calculations. Round your answer to the nearest cent.) Years Amount of payment $ 3,900 Payment payable Annually Interest Value of annuity rate due 5 % 3 Drill Problem 13-5 (Algo) [LU 13-2 (1)] Complete the following for the present value of an ordinary annuity. (Use Table 13.2.) (Do not round intermediate calculations. Round your answer to the nearest cent.) Amount of annuity expected Payment Time Interest rate Present value (amount needed now to invest to receive annuity) 810 Annually 4 years 6 %