1. Calculate Zachs ROI
2. Calculate Carlys ROI
3. Calculate the couples combined ROI

2017 Personal Financial Data for Married Couple, Zach and Carly Note: Data items are from end of year, except where specified otherwise. Joint Zach 111,00 0 Carly 78,00 0 Total 189,00 0 Annual Income (gross) 18,000 3900 21,900 401(k) contribution (annual) 401(k) maximum employer match ($1 per $1 employee contribution) 4% 5% 47,25 0 401(k) balance (including above contributions) 98,000 145,25 0 113,00 0 35,00 401(k) balance (beginning of year) 78,000 0 2950 Monthly housing costs Other monthly debt payments Total monthly non-discretionary cash flows 2,950 2,300 1350 3000 950 2200 2950 8,150 Cash & cash equivalents 20000 12000 Total debt 55000 35000 20000 0 27500 0 32,000 290,00 0 521,00 0 Total assets 152000 94000 2017 Personal Financial Data for Married Couple, Zach and Carly Note: Data items are from end of year, except where specified otherwise. Joint Zach 111,00 0 Carly 78,00 0 Total 189,00 0 Annual Income (gross) 18,000 3900 21,900 401(k) contribution (annual) 401(k) maximum employer match ($1 per $1 employee contribution) 4% 5% 47,25 0 401(k) balance (including above contributions) 98,000 145,25 0 113,00 0 35,00 401(k) balance (beginning of year) 78,000 0 2950 Monthly housing costs Other monthly debt payments Total monthly non-discretionary cash flows 2,950 2,300 1350 3000 950 2200 2950 8,150 Cash & cash equivalents 20000 12000 Total debt 55000 35000 20000 0 27500 0 32,000 290,00 0 521,00 0 Total assets 152000 94000