(Calculating an APR and EAR) You're in need of some money fast, and rather than ask your folks for help, you've decided to look into a payday loan. At a payday loan shop right near your school you see that you can borrow $900 and repay $997 in 13 days. What are the APR and the EAR on this payday loan? What is the APR on this payday loan? O Round to two decimal places.) b. What is the EAR on this payday loan? 0% (Round to two decimal places)