calculation

2015 2010 4. The THE bank receives a loan application from Princess Mark Cleaning Lid. The company had the following financial statements is thousands) Blace Sheet 2011 Land Oy Curata Cathahisha 5 5204 A 5 Ache 2,200 45 lave 12.150 21.95 Tos 5 25155 12 Tood 5,051 Londen die $24.700 $15.000 254 $ 396 Now 18 379 TAK Owner Cock $40.000 2.1 5310 10, Pundan Net plant and get 51.101 5741Z Tool 16.10 $389 Total $ 100,450 5-115072 Tilbud 356 $1152 Income Statement 5 20.00 10.000 Cost of goods sold Depreciation 1900 41,100 Internet paid 3:30 Table income 5 39.00 Tune 11.70 Netiscom 5 27,310 Dividends 16,506 Retained in 11.004 a. Provide the cash flow analysis. (9 marks) b. If the stock price is $15 and IM shares outstanding, find the Z-score. (4 marks) c. Please list and calculate only 4 financial ratios which can help the bank to determine whether the loan is approved. (Note: these ratios should be comprehensive) (4 marks) d. According to as). Will THE bank approve the loan from the Princess Mark Cleaning Lid. Please write down your comments (4 marks) c. If the ROE of THE bank is the reserve requirement THE bank also finds that the expected default frequency of the company is 4% during the highly adverse circumstance and the losses on loans will be 70%. Find the minimum one-year all in spread (AIS) on loan that THE bank will approve the loan if the compensating balance is (4 marks) 2015 2010 4. The THE bank receives a loan application from Princess Mark Cleaning Lid. The company had the following financial statements is thousands) Blace Sheet 2011 Land Oy Curata Cathahisha 5 5204 A 5 Ache 2,200 45 lave 12.150 21.95 Tos 5 25155 12 Tood 5,051 Londen die $24.700 $15.000 254 $ 396 Now 18 379 TAK Owner Cock $40.000 2.1 5310 10, Pundan Net plant and get 51.101 5741Z Tool 16.10 $389 Total $ 100,450 5-115072 Tilbud 356 $1152 Income Statement 5 20.00 10.000 Cost of goods sold Depreciation 1900 41,100 Internet paid 3:30 Table income 5 39.00 Tune 11.70 Netiscom 5 27,310 Dividends 16,506 Retained in 11.004 a. Provide the cash flow analysis. (9 marks) b. If the stock price is $15 and IM shares outstanding, find the Z-score. (4 marks) c. Please list and calculate only 4 financial ratios which can help the bank to determine whether the loan is approved. (Note: these ratios should be comprehensive) (4 marks) d. According to as). Will THE bank approve the loan from the Princess Mark Cleaning Lid. Please write down your comments (4 marks) c. If the ROE of THE bank is the reserve requirement THE bank also finds that the expected default frequency of the company is 4% during the highly adverse circumstance and the losses on loans will be 70%. Find the minimum one-year all in spread (AIS) on loan that THE bank will approve the loan if the compensating balance is (4 marks)