(Calculation of balloon payment for a term loan) The First State Bank has offered to lend $325,000 to Jamie Tulia to help him purchase a group home for handicapped persons. The bank loan officer (Chris Turner) has structured the loan to include four installments of $50,000 each, followed in year 5 by a balloon payment. The loan is to carry a 10 percent rate of interest with annual compounding. What is the fifth-year balloon payment?