calculator+ 15 year amortization+ 20 year amortization- 25 year amortization- P/Y=+ 12+ 12+ 12+ C/Y=+ 2+ 2+ 2+ N=+ 15*12=1804 20*12=240 25*12=300- I/Y=+ 3.09%+ 3.09%+ 3.09%+ PV- $418855+ $418855+ $418855+ PMT+ 2906.72+ 2337.73+ 2001.61+ FV - 0+ 0+ Analysis what P1=1+ P1=1+ P1=1+ happened over the first five years+ P2=60+ P2=60+ P2=60+ BAL Outstanding-+ BAL Outstanding=+ BAL Outstanding-357419.80 Total PRM=+ Total PRM=70131.9- Total PRM=61435.20+ Total INT = + Total INT = + Total INT = + $54,811.57