Calibri (Body) te B f U - ab x x A- 2- A Normal 1 No Spac. Heading 1 Heading 2 Select ~ Files Editing Voice Sensitivity Editor IReuse Files bard Is Font Paragraph Styles 13.-Direct-sellers a)+ pose-problems-in maintaining-fair-competition.among-merchants.11 b)-pose-problems-because-of their-short-term-employment. 1 c)+pose-problems.because-the-sale-usually takes place-in-a.private-residence.4 d)- all of the aboveil e)+ none of the-above. I 14. Consumer-protection-in-respect-of-credit-aims-toll a) + assist-consumers-who undertake-substantial-liability-for-large-purchases.such-as-homes. 1 b)+assist-lenders.in obtaining.credit.information-and-reporting.to.a-consumer's.credit-records.1 c)+ ensure-interest-rates.or-other.fees.remain.stable. 1 d)- limit-a-lender's-access-to-credit-information of a-consumer. 1 e)-+ b-and-d.1 15.-Bedford-operates-a-collection agency,-which has-as-its.primary.clients.discount-furniture.and.stereo- equipment-retailers.-His.customers-are.typically-owed-amounts-under-$2-000.-Bedford.often-finds- himself-under-considerable.pressure.from-his-clients-to-recover-outstanding.monies-quickly.-1 a)- Bedford.may-seek-payment.from-a-debtor's-spouse-if.the debtor-cannot-or.will-not-pay. 1 b)- Bedford.may-contact-the-debtor's-employer.to verify-employment. ."| c)+Bedford-may-send-a-document-to-the-debtor's-employer,.which-resembles-a-Garnishment-of-Wages. order-issued-from-the-court. .This-often-results-in-the employer-deducting-the amount-owed-from- the employee's.wages-and-sending-it.to-Bedford. .This.does.not-offend-legislation-because-in.the-fine- print-the form.states.it.is-not an-official.court-document.1 d)-+Bedford-will-not-be-required-to-obtain.a-licence.to.operate-the-collection-agency.unless-he- repeatedly.violates-the-legislation-governing-collection-agency.business.practices."| e)- All-of-the-responses.are-correct. 11 1682 words English (Canada) FOCUS 18'C ENG