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Can a mortgage holder merely change the locks on a house once a homeowner defaults? A. yes, the creditor can exercise self-help. B. yes, upon

Can a mortgage holder merely change the locks on a house once a homeowner defaults?

A. yes, the creditor can exercise self-help.

B. yes, upon default the creditor is entitles to the property.

C. no, unless the creditor can do so without breaching the peace.

D. no, the creditor must file a foreclosure proceeding with the court.

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