1. Can a parent insure the life of his son who is no longer a minor and who is now married? Explain

2.Mr. Tom insured the life of his wife Mrs. Carla. Later, they were legally separated pursuant to a judgment of a court

A. If Mrs. Carla dies after the legal separation, can Mr. Tom recover the proceeds of the insurance policy?

B. Will your answer be the same if Mr. Tom insured the life of Mrs. Carla when they were already legally separated? Why or why not?

3.On July 14,2020, Bb. Gandanghari, a homosexual, took an insurance policy on the life of his boyfriend, Mr. Daks. In the insurance application, Bb. Gandanghari misrepresented that Mr. Daks was in perfect health although he knew all the time that Mr. Daks was afflicted with AIDS. On October 18,2022 Mr. Daks died in a motor accident. Shortly thereafter, Bb. Gandanghari filed insurance claim. Should the insurer pay Bb Gandanghari? Explain.

PS. JUSTIFTY ANSWER BY APPLYING RELEVANT PROVISIONS OF THE LAW OR GENERAL PRINCIPLES CONCERNING INSURANCE CONTRACTS. REPHRASE ANSWERS.