Can anyone show my the long math way to work this out? Exactly how do I apply the 12% to what number to get the NPV? please do not repost "NPV(12%,6500,3000,3000,1000) -10000 ie NPV of Proj X = $966.01" *thanks in advance!

9.6 Assume that you are the chief financial officer at Porter Memorial Hospital. The CEO has asked you to analyze two proposed capital investmentsproject X and project Y. Each project requires a net investment outlay of $10,000, and the opportunity cost of capital for each project is 12 percent. The projects expected net cash flows are as follows:

Year Project X Project Y 0 ($10,000) ($10,000) 1 6,500 3,000 2 3,000 3,000 3 3,000 3,000 4 1,000 3,000

a. Calculate each projects NPV and IRR.