Can someone explain this to me and how to find the ROE and ROA

4.2 Return on Assets (ROA) Net Income Total Assets Industry =9.0% The company generates $0.059 in accounting profits for every Dollar in total assets. 4.3 Return on Equity (ROE) Net Income Total Equity Industry = 15.0% The company generates $0.125 in accounting profits for every Dollar in total equity. Why is ROE higher than ROA? Due to the extensive use of financial leverage! Return on Equity (ROE) Net Income Total Equity Total Assets Total Assets