Can someone help me solve this?? preferably with a calculator but if not it's okay!

32. While texting on their phone, Jack and Jill are involved in an automobile accident and their lawyer wins a settlement to be distributed as follows: $55,000 immediate payment $8,000 a year for ten years starting now $60,000 after ten years. If the lawyer's fee is $25,000, what is the present value of this settlement if the interest rate is 11 percent? Present Value 5 points. (please show your work)