Can someone help me with this?

Loan A $232,800 15-year fixed 6.13% 0 discount points M $1,980.89 Loan B $232,800 15-year fixed 5.81% 1 discount point M . SI,940.68 They have calculated all of the associated fees as well as any other expenses. They have ss,000 available to purchase the points, and plan to stay the house for three years Which statement cepresents the best financial decision? (4 points) They shouid not purchase the discount points because they do not have enough available cash. They should purchase the discount points because evailable cash should always be used to buy points They should purchase the discount points because they wnl be in the house long enough to Justify the purchase shoula not purchase the discount points tecause they wit not be in the house long enough to justify the purchase