Can someone help me with this problem?

P Use PMT = [1 - (1 + 5 ) " ] to determine the regular payment amount, rounded to the nearest dollar. The price of a home is $197,000. The bank requires a 20% down payment and three points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 6.5%. Complete parts (a) through (e) below. a. Find the required down payment. $