Can you estimate the expected deficit or surplus in the month of February? \begin{tabular}{lll} Month & \multicolumn{2}{l}{ Estimated Total Estimated } \\ & Deposits & Total Loans \\ January & $142 & $139 \\ February & $132 & $112 \\ March & $110 & $87 \\ April & $126 & $98 \\ May & $101 & $111 \\ June & $147 & $123 \end{tabular}