can you explain using a financial calculator

Maria is interested in financing the purchase of a property for sale for $100,000, and has $5,000 to invest as a down payment. The Best Mortgage Company is offering a new mortgage loan product called, the Stable Mortgage. The mortgage loan is comprised of both a fixed interest rate and adjustable interest rate components The Stable Mortgage terms she is receiving from Best Mortgage Company are: There are 2% in discount points, and allows 75% of the mortgage loan amount to be at a fixed rate of interest, while 25% to be at an adjustable rate of interest. The fixed portion of the loan is for 30 years at 10.5% interest. The adjustable rate portion of the loan also has a 30-year term, and has the following terms: A9% initial interest rate using an index of one-year U.S. Treasuries with a 200bps margin Monthly mortgage loan payments adjust each year. The adjustable portion of the loan neither has an interest rate or payment cap. There is no prepayment penalty. . 0 The projected one-year U.S. Treasury rates are 10% for (the beginning of) year 2, 11% for (the beginning of year 3; 8% for the beginning of) year 4, and 12% for the beginning of year 5. 3. What are Maria's monthly payments and end of-year mortgage loan balances for the first five years? (Note: while a calculation is necessary, it is acceptable to calculate amortization on an annual basis) 4. Now, what are Maria's monthly payments and end-of-year mortgage loan balances for the first five years assuming that there is a 9.5% initial interest rate, AND, Maria being a strong negotiator, was able to get an annual 1% interest rate cap. (Note: while a calculation is necessary, it is acceptable to calculote amortization on an annual basis.) Maria is interested in financing the purchase of a property for sale for $100,000, and has $5,000 to invest as a down payment. The Best Mortgage Company is offering a new mortgage loan product called, the Stable Mortgage. The mortgage loan is comprised of both a fixed interest rate and adjustable interest rate components The Stable Mortgage terms she is receiving from Best Mortgage Company are: There are 2% in discount points, and allows 75% of the mortgage loan amount to be at a fixed rate of interest, while 25% to be at an adjustable rate of interest. The fixed portion of the loan is for 30 years at 10.5% interest. The adjustable rate portion of the loan also has a 30-year term, and has the following terms: A9% initial interest rate using an index of one-year U.S. Treasuries with a 200bps margin Monthly mortgage loan payments adjust each year. The adjustable portion of the loan neither has an interest rate or payment cap. There is no prepayment penalty. . 0 The projected one-year U.S. Treasury rates are 10% for (the beginning of) year 2, 11% for (the beginning of year 3; 8% for the beginning of) year 4, and 12% for the beginning of year 5. 3. What are Maria's monthly payments and end of-year mortgage loan balances for the first five years? (Note: while a calculation is necessary, it is acceptable to calculate amortization on an annual basis) 4. Now, what are Maria's monthly payments and end-of-year mortgage loan balances for the first five years assuming that there is a 9.5% initial interest rate, AND, Maria being a strong negotiator, was able to get an annual 1% interest rate cap. (Note: while a calculation is necessary, it is acceptable to calculote amortization on an annual basis.)