Can you please answer the following questions -

(Please show me the steps)

Problem 1

You invest $2,290 at the beginning of every year and your friend invests $2,290 at the end of every year. If you both earn an annual rate of return of 13.00%. a) how much will you have in your account after 30 years? b) how much money your friend will have in the account?

Problem 2

You currently have $1,159 in a retirement savings account that earns an annual return of 11.00%. You want to retire in 46 years with $1,000,000. How much more do you need to save at the end of every year to reach your retirement goal?

Problem 3

Q3) You currently owe $3,956 to your credit card that charges an annual interest rate of 19.00%. You make $160 of new charges every month and make a payment of $232 every month. What will your credit card balance be in three months?