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Can you please explain this question? 13)Which of the following is correct? a)High LTV is the best predictor of high loss severity if a mortgage

Can you please explain this question?

13)Which of the following is correct?

a)High LTV is the best predictor of high loss severity if a mortgage defaults

b)A low Debt Service Coverage Ratio (DSCR) is the best predictor of a default during the loan term

c)Both (a) and (b)

d)Neither (a) nor (b)

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