Can you please show how to solve this by hand. the book says the answer is $85,670.40. can you please show each step as to how they got this. I will leave a like!

37. Derek currently has $10,000 in an account that pays 5%. He will withdraw $5,000 every other year beginning next year and ending in year 9. He will deposit $10,000 every other year beginning two years from today and ending in year 10. How much will be in the account 23 years from today