Can you show me please how to solve these two problems ONLY with Financial Calculator. No excel, no calculations please.

19) ABC company is going to buy an equipment for using ten equal annual payments, beginning 10 years from today. If you think that the present value of this equipment is $10,000 and the interest rate is 10%, what is the annual payment? A. 3,837.45 B. 4,812.62 C. 3,184.71 D. 3,198.97 20) If the effective annual rate of interest is known to be 18% on a debt that has payments every two months, what is the annual percentage rate? A. 14.28% B. 16.78% C. 12.03% D. 20.43%