can you solve this using PV (annuity) formula please

You owe $20,000 in student loans that charge 6.3% annual interest. If you plan to pay back $2,500 at the end of each year, how long will it take to pay off these loans? 13.4 years 11.5 years 9.3 years 10.5 years 12.4 years You owe $20,000 in student loans that charge 6.3% annual interest. If you plan to pay back $2,500 at the end of each year, how long will it take to pay off these loans? 13.4 years 11.5 years 9.3 years 10.5 years 12.4 years