Capital Adequacy Calculate the tier 1 to risk-weighted assets and tier 1 to total assets ratios, and then categorize New River National Bank as Well Capitalized, Adequately Capitalized, Undercapitalized, Significantly Undercapitalized, or Critically Undercapitalized. Use the 'Asset and Off-Balance Sheet Risk Weights' article or the table on p.499 of the 9th edition to find the credit risk weights. Capital standards are found on p. 507 and in the slides. Cash U.S. Government Securities Balances due from Domestic Depository Institutions Qualifying Residential Real Estate Loans Commercial Loans Tier 1 Capital $115 million $130 million $250 million $450 million $520 million $35.75 million Capital Adequacy Calculate the tier 1 to risk-weighted assets and tier 1 to total assets ratios, and then categorize New River National Bank as Well Capitalized, Adequately Capitalized, Undercapitalized, Significantly Undercapitalized, or Critically Undercapitalized. Use the 'Asset and Off-Balance Sheet Risk Weights' article or the table on p.499 of the 9th edition to find the credit risk weights. Capital standards are found on p. 507 and in the slides. Cash U.S. Government Securities Balances due from Domestic Depository Institutions Qualifying Residential Real Estate Loans Commercial Loans Tier 1 Capital $115 million $130 million $250 million $450 million $520 million $35.75 million