Capital Corp. issued a 15-year bond 5 years ago at a coupon rate of 5.0 percent. The bonds make annual payments. If these bonds currently sell for 104 percent of par value, what is the approximate YTM? Select one: O a. 4.1% O b. 4.5% O c. 2.3% O d. 15.1% O e. -0.4%