Cara owns a hotel business in Ireland with an annual turnover of 1.5 million. She intends to arrange separate insurance policies through an insurance broker. a) Explain, with justification, the legal issues raised by Cara's requests to insure each of the following: (i) The personal possessions of the hotel guests that she is asked to keep in the hotel safe. (6 marks) (ii) The life of Stephen, the manager of the hotel. (4 marks) (iii) A house owned solely by her father, Michael, that Cara hopes to inherit. (6 marks) b) When completing the household insurance proposal form, Cara declares that she is the sole owner of Michael's house. She also leaves blank a question that asks whether there have been any previous losses at that risk address. In fact, there was a burglary two years ago but as there was no insurance policy in place, no claim arose. Explain, with justification, the potential impact that Cara's actions may have on this policy of insurance.