Carl, age 59, and Cindy, age 49, are married and file a joint return. During the current year, Carl had a salary of $41,000 and Cindy had a salary of $35,000. Both Carl and Cindy are covered by an employer-sponsored pension plan. Their adjusted gross income for the year is $94,000. Determine the maximum IRA contribution and deduction amounts. Maximum Maximum Contribution Deduction O $11,000 $9,000 O $13,000 $13,000 $12,000 $12,000 O $11,000 $12,000 $11,000 $11,000