Carl Hightop a popular basketball player has been offered a three-year salary deal. He can either accept $4,000,000 now or accept monthly amounts of $120,000 payable at the end of each month If money can be invested at 5 5% compounded semi-annually, which option is the better option for Carl and by how much? The (Rou option is better by s est cent as needed Round all intermediate values to six decimal places as needed) lump sum monthly payments