Carla Inacio is the principal applicant for her family's permanent residence application through express entry - Federal Skilled Worker (she does not have a job offer). She has a spouse and three dependent children. Her eldest dependent son, Marko, will not be accompanying the family to Canada. Carla has the equivalent of $27,000 CAD in funds that are transferable, available, and unencumbered. They have a letter from their financial institution verifying these funds that will be submitted as proof. This applicant meets the requirement for settlement funds.