Carlos has two options for a loan, but he does not know which financial institution to choose. Bank A offers you an interest rate of 6.5% quarterly under the French method over a period of 3 years. While bank B offers you a 6% rate with quarterly capitalization under the German method, with a 2-year term. Make the amortization tables and choose which bank suits you. (explain each phase for filling in the amortization table) Loan value 31,600