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Carmen Viers lost everything to a fire and has spent the last eight weeks living in a motel room at a cost of $8,605. Her

Carmen Viers lost everything to a fire and has spent the last eight weeks living in a motel room at a cost of

$8,605.

Her dwelling, which was destroyed as a result of a lightning strike, was insured with an HO-2 policy for

$364,398.

Prior to the loss, her home was valued at

$380,000,

her detached garage and poolhouse were valued at

$43,005,

and her personal property had an actual cash value of

$148,811.

To make matters worse she sustained $10,000 in injuries while trying without success to save her three Greyhound dogs valued at $6,000 each. How much of her total losses and expenses will be reimbursed if she has a $1,000 deductible?

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