Carol and Carl Smith are married. Carol names Carl as primary beneficiary and wants to name her children as secondary beneficiaries. Carols agent suggests that she name the children as a class with the wording, equal shares to the children born of the marriage of Carol and Carl Smith. This language excludes three of the following from receipt of any death benefits. Which of the following will be entitled to death benefits from Carols policy? a. Carols oldest daughter from a previous marriage, whom Carl raised as his own daughter b. the Smiths youngest son, Terry, who is adopted c. Mary, the Smiths youngest daughter who is estranged from Carol and Carl d. Danny, a foster son who lived with the Smiths from age 3 until adulthood