Carol has had tremendous success writing whole life policies for a top $-$ rated company and has never had a dissatisfied customer. She no longer discusses the "free $-$ look" option because she thinks doing so may imply that there is something "wrong" with the product. Which of the following best describes Carol's actions?

?a $.$ ?Carol's failure to fully explain the "free $-$ look" provision to clients is unethical.

?b $.$ ?Carol's decision to not explain the "free $-$ look" provision is ethical provided the provision is clearly printed on the policy where the client can read it $.$

?c $.$ ?Carol's failure to fully explain the "free $-$ look" provision is ethical as long as she truly believes the product is suitable for the client.

?d $.$ ?Carol is not obligated to discuss the "free $-$ look" provision and failure to do so is only unethical if she refuses to provide accurate information when asked.