Carol is age 65 and single. She has no earned income but does make about $10,000 a year from interest and dividends. Which of the following statements is true? She may make a $7,000 contribution to a Roth IRA this year. She may make a traditional IRA or a Roth IRA contribution this year. She may make a $7,000 contribution to a traditional IRA this year. She may not make a traditional IRA or Roth IRA contribution this year. Robert, age 44 , asks about spousal IRAs. He is married and his wife, also age 44 , is not employed outside the home. Robert is covered by a qualified plan at work and his AGI is $100,000. How much can be contributed to his spouse's traditional IRA for this year