Carrie owed Charlotte $20,000. Carrie offered Charlotte a promissory note (a negotiable instrument) worth $20,000 on maturity, which occurred in six months, as payment for the debt. Carrie had actually stolen the promissory note from her friend Samantha. Charlotte probably won't qualify as a holder in due course because A. Charlotte should have known the instrument was stolen. B. the instrument was stolen from Samantha. C. Charlotte didn't give value for the instrument. D. Charlotte didn't take the instrument in good faith.