CASE 1;

NV MART obtained Php 100,000 worth of merchandise from NE molesajers based on 4/20N 60. The merchandise was invoiced May 31, 2020, the discount period i 20, 2020. On June 4, NV MART's bank offered to give the owner an unsecured loan of Php 100,000 payable in one year at 20% per year, the interest will be?paid 'after end of the term. Should NV MART get the loan and pay NE the discount period?