(Case Law Analysis) John Doe, a bank customer was a victim of "Authorised Push Payment" fraud (APP fraud) when he was cheated by a fraudster to instruct his bank to transfer money from his account into an account controlled by the fraudster. John Doe sued the bank for transferring the money but lost his case. Required: Critically analyse the above scenario: a) Do you agree with the judge? Discuss. b) Use examples from relevant case law to support your views