CASE SCENARIO: FINANCE I RAISING CAPITAL In today's uncertain times, it is a challenge for small business to access finances from banks. Jane and Jack have a long-standing tour company business based in Queensland. Due to COVID19, they lost a lot of revenue. Prior to COVID19, the business was running at a profit though after March 2020, they suffered a loss and previous lenders wouldn't advance further sums, while creditors were becoming impatient for payments. They believed there was a way fonivard, if only the immediate pressure could be relieved. After negotiating with their bank manager, they secured a loan for $100,000 that could get them through the year. Importantly, it allowed them to consolidate the existing debts, and drastically reduced stress levels. They also restructured the business; along with the injection of cash it has improved the outlook for Jane and Jack's company, providing borders remained open during the key holiday periods. They have a clear model, and a clear budget. As the focus in now on the future, rather than the calls from creditors, it has been great to see sales exceeding targets for the last months