Case Study Rubric 50 Points 1. Describe initial meeting, summarize data to conclude lifecycle approach: 5 points 2. Quality of Engagement letter: 5 points 3. Financial Statements using ratio analysis to each benchmark: 5 Points 4. Analysis of Different Approaches: 5 Points a. Two Step, Three Panel b. Cash Flow c. Tax d. Strategic e. Present Value 5. Retirement and Educational Funding: 5 Points a. Expected ages b. Expected replacement rations c. Expected cost and length d. Social Security e. Level of pre retirement f. Inflation expectations g. Unique circumstances h. Asset protection (insurances) i. Type of modeling used (Monte-Carlo or deterministic) j. Competing needs for pre and post retirement income 6. Investment Planning: 5 Points a. Risk profile and investment experiences of client b. IPS for client c. Present and recommended asset allocation d. Time horizon (retirement, college) e. Rebalancing f. Recommended changes to specific investments g. Sharpe Ration on individual investments and overall portfolio h. UGMA vs. 529 recommendations i. Annual Savings needed j. Return Assumptions k. Asset allocation for each child 1. Future cost of education assumption 7. Income Taxes: 5 Points a. Current tax situation and expected tax in future and impact on client b. Marginal versus effective (present and future) c. Social Security d. Qualified plan e. Dividends and interest, f. Muni bonds vs taxable bonds g. Capital gains h. Kiddie tax 8. Estate Planning: 5 Points: a. Recommendation on how assets should be titled b. Specific legal documents needed c. Life insurance ownership and why d. Power of attorney e. Gifting strategies f. Special situation planning g. Beneficiary designations (primary vs. contingent) h. Charitable recommendations 9. Presentation to client using current and projected statements and ratios: 5 Points 10. Closing engagement letter: 5 points Case Study Rubric 50 Points 1. Describe initial meeting, summarize data to conclude lifecycle approach: 5 points 2. Quality of Engagement letter: 5 points 3. Financial Statements using ratio analysis to each benchmark: 5 Points 4. Analysis of Different Approaches: 5 Points a. Two Step, Three Panel b. Cash Flow c. Tax d. Strategic e. Present Value 5. Retirement and Educational Funding: 5 Points a. Expected ages b. Expected replacement rations c. Expected cost and length d. Social Security e. Level of pre retirement f. Inflation expectations g. Unique circumstances h. Asset protection (insurances) i. Type of modeling used (Monte-Carlo or deterministic) j. Competing needs for pre and post retirement income 6. Investment Planning: 5 Points a. Risk profile and investment experiences of client b. IPS for client c. Present and recommended asset allocation d. Time horizon (retirement, college) e. Rebalancing f. Recommended changes to specific investments g. Sharpe Ration on individual investments and overall portfolio h. UGMA vs. 529 recommendations i. Annual Savings needed j. Return Assumptions k. Asset allocation for each child 1. Future cost of education assumption 7. Income Taxes: 5 Points a. Current tax situation and expected tax in future and impact on client b. Marginal versus effective (present and future) c. Social Security d. Qualified plan e. Dividends and interest, f. Muni bonds vs taxable bonds g. Capital gains h. Kiddie tax 8. Estate Planning: 5 Points: a. Recommendation on how assets should be titled b. Specific legal documents needed c. Life insurance ownership and why d. Power of attorney e. Gifting strategies f. Special situation planning g. Beneficiary designations (primary vs. contingent) h. Charitable recommendations 9. Presentation to client using current and projected statements and ratios: 5 Points 10. Closing engagement letter: 5 points
