Cashcow has an arrangenent with its bank in which the minimum cash balance in its account is $$10,000.$ If the balsnce falls below $$10,000,$ a short term loan is automatically arranged. Interest is charged on the lom at a rate of $9\%$ per year, and is calculated monthly and paid in the month after the loan is taken. The opening cash balance for January was $$10,000.$ There was a short term bank loan owing on December $31$ of $$1,000.$ The cash receipts budget is complete. Complete the cash payments and cash budget for January to Msy$.$

$\backslash$table$[[,$Dec,Jan,Feb,Mar$],[$Cash Receipts,,$54,000,68,000,60,000],[,,,,],[$Cssh Payments,,,,$],[$Materials$,,22,000,26,000,25,000],[$Wages$,,31,000,35,000,36,000],[$Lesse$,,900,900,900],[$Rent$,,1,500,1,500,1,500],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,],[,,,,]]$