Cassie, age 42, uses the needs approach to determine the amount of life insurance to purchase. Her analysis suggests she needs a $500,000 life insurance policy. Cassie wants a whole life policy but is worried she may not be able to afford the premiums. Cassies best alternative to a $500,000 whole life policy is to A) purchase a whole life policy she can afford with a lower face value B) purchase a $250,000 whole life policy with a double indemnity rider C) purchase a $500,000 convertible term policy D) purchase a $500,000 renewable term policy