Celia Fate's Discount Appliance Company just received a shipment of 50 washing machines. The invoice list price for each television is $695. The manufacturer s catalog indicates that she can take the following discounts: 25/20/5 with 25 percent being the normal markup, 20 percent for free delivery and hookup, and 5 percent for local advertising and point-of-sale displays. If Celia performs all services required by the vendor, her net cost rate factor will be: