Central Adjustment Bureau allegedly threatened Consumer with a lawsuit, service at his office, and attachment and sale of his property to collect a debt when it did not intend to take such actions and when it did not have the authority to commence litigation. On some notices sent to Consumer, Central failed to disclose that it was attempting to collect a debt. In addition, Consumer claims that Central sent notices demanding payment that purported to be from attorneys but that were in fact written, signed, and sent by Central. Has Central violated the Fair Debt Collection Act? Explain