Certain bank managers say that access to capital is constrained for US banks due to excessive capital requirements set by US regulators. W-rite a brief e-ssay that explains why a bank's access to capital may be restricted by high capital requirements. Additionally, describe why the high capital requirements imposed on all banks in the United States may actually facilitate banks' easier access to capital. Which of the following arguments do you accept or believe? COMPREHENSIVELY EXPLAIN and NO PLAGIAR.