C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $23,000 each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $19,000 each. The annual interest rate for both loans is 5%. Find the present value of these two separate annuities. (PV of $1, EV of $1. PVA of $1, and EVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to nearest whole dollar. Round "Table Factor" to 4 decimal places.) Number of Periods Interest Rate First Annuity Single Future Payment Table Factor Amount Borrowed First payment 1 5% $ 23,000 x ces Second payment 2 5% 23,000 x Third payment 3 5% 23,000 x Fourth payment 4 5% 23,000 x Fifth payment 5 5% 23,000 x Sixth payment 6 5% 23,000 x Second Annuity Number of Interest Single Future Periods Rate Payment First payment 1 5% $ 19,000 x Second payment 2 5% 19.000 x Third payment 3 5% 19,000 x Fourth payment A 5% 19,000 x Table Factor " Amount Borrowed.