C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $$24,000$ each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $$23,000$ each. The annual interest rate for both loans is $9\%.$ Find the present value of these two separate annuities. $($PV of $$1,$ FV of $$1,$ PVA of $$1,$ and FVA of $$1)$