C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $11,000 each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $7,000 each. The annual interest rate for both loans is 10%. Find the present value of these two separate annuities. (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to nearest whole dollar. Round "Table Factor" to 4 decimal places.)

First Annuity
	Number of Periods	Interest Rate	Single Future Payment	x	Table Factor	=	Amount Borrowed
First payment	1	10%	$11,000	x	0.9091	=	$10,000
Second payment	2	10%	11,000	x		=
Third payment	3	10%	11,000	x		=	0
Fourth payment	4	10%	11,000	x		=	0
Fifth payment	5	10%	11,000	x		=	0
Sixth payment	6	10%	11,000	x		=	0
							$10,000
Second Annuity
	Number of Periods	Interest Rate	Single Future Payment	x	Table Factor	=	Amount Borrowed
First payment	1	10%	$7,000	x		=
Second payment	2	10%	7,000	x		=
Third payment	3	10%	7,000	x		=	0
Fourth payment	4	10%	7,000	x		=	0
							$0