C&H Ski Club recently borrowed money and agreed to pay it back with a series of six annual payments of $12,000 each. C&H subsequently borrows more money and agrees to pay it back with a series of four annual payments of $10,000 each. The annual interest rate for both loans is 8%. Find the present value of these two separate annuities. (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to nearest whole dollar. Round "Table Factor" to 4 decimal places.)

Number of Periods X Table Factor = Interest Rate 8% Amount Borrowed 1 2 8% First payment Second payment Third payment Fourth payment First Annuity Single Future Payment $ 12,000 12,000 x 12,000 12,000 12,000 12,000 x 3 8% 0 4 8% 0 Fifth payment 5 8% 0 Sixth payment 6 8% = 0 $ 0 Number of Periods Second Annuity Interest Single Future X Rate Payment 8% $ 10,000 x Table Factor = Amount Borrowed First payment 1 = Second payment 2 8% = 10,000 10,000 3 8% = 0 Third payment Fourth payment 4 8% 10,000 x II 0 $ 0