Chandra is considering setting up an Alter Ego Trust. Which of the following are reasons that an individual would consider setting up an alter ego trust?

I. To bypass probate at death

I. To allow estate assets to pass in secret to trust beneficiaries

Ill. To allow the assets that pass into the trust to transfer rollover at their adjusted cost base

IV. To pass the accrued tax liability on to a beneficiary who benefits from a lower tax bracket.

a. I., Il., Ill., and IV.

b.l., ll., and Ill.

C.I and IV.

d. ll. and Ill.