change the 3.5 percent to 2.25 percent. show work please

3. An employee with 25 years of service at a company is considering retirement at some time in the next 10 years. The employer uses a final pay benefit formula by which the employee receives an annual benefit payment of 3.5 percent of her average salary during her last five years of service times her total years employed. The employee's average salary over the last 5 years of service is as follows: Calculate the annual benefit payment for retirement now, in 5 years, and in 10 years. (LG 18-2