Changing compounding frequency Using arnual, somiannual, and quaterfy compounding penods, (1) calculate the future value it $4,000 is deposiled intially at 95 s annual interett for A years, and (2) determine the effective annual rate (EAR). Annial Compounding (1) The future value, FVn, is $5646.33. (Round to the nearest cent) (2) If the 9 . annual nominal rate is compounded annually, the EAR is 8%. (Round to two decimal places.) Semiannual Compounding (1) The future value, FVn is ? (Found to the nearest cent)