Chap. 12 Problems Saved 3 You and your spouse are in good health and have reasonably secure jobs. Each of you makes about $31,000 annually. You own a home with an $160,000 mortgage, and you owe $10,300 on car loans, $5,100 in personal debt, and $3,350 in credit card loans. Funeral expenses are estimated at $6,000. You have no other debt. You have no plans to increase the size of your family in the near future. Estimate your total insurance needs using the DINK method. 5 points Total insurance need eBook Print References